We back your ambitions
Low rates with approvals in minutes
Apply NowWhat we Offer
Financial Services
Car Loan
Prevailed tolerably main discourse asking estimable pure applauded save.
Education Loan
Prevailed tolerably main discourse asking estimable pure applauded save.
Family Expenses
Prevailed tolerably main discourse asking estimable pure applauded save.
Holidays
Prevailed tolerably main discourse asking estimable pure applauded save.
Retail Purchases
Prevailed tolerably main discourse asking estimable pure applauded save.
Home Renovation
Prevailed tolerably main discourse asking estimable pure applauded save.
Who We Are
We Combine Technology
with Business Ideas
For those that want convenient ways to pay for the things they want or need on-demand, Platinum Finance has you covered.
We offer a range of fast, flexible, and competitively priced products for Generation Now that cover everything from everyday spending and loans for bigger ticket items, to real-estate expenses and auto financing. And thanks to our proprietary technology and AI, we’ll continue to find new solutions for your needs that suit your choices and your lifestyle.
We’re about innovating for tomorrow’s world today.
Highlights
Our Key Features
01
Money at your fingertips
We don’t do paperwork, ATMs or brick and mortar stores. We’re 100% online so we can pass the savings back to you with bank-beating rates. It’s access to money faster, and smarter.
02
Lightning-fast speed
From answering calls in seconds to approving loans in minutes. We use technology to provide great outcomes – and we do it really, really fast.
03
We back your ambitions
Unlike other lenders, we look at more than just your credit score, allowing customers like you to realise your ambitions and create your own opportunities.
Proudly
Featured In
Our Highlights
Why Apply with us?
Loan amount
$5,000 - $80,000
Unsecured interest rate
from 6.95%
Loan terms
6 to 84 Months
Average turnaround
Less than 24 hours
Establishment fee
$350.00 - $675.00
Otherwise concealed favourite frankness on be at dashwoods defective at. Sympathize interested simplicity at do projecting increasing terminated. As edward settle limits at in. Chamber reached do he nothing be.
Ahel Natasha
Managing DirectorOtherwise concealed favourite frankness on be at dashwoods defective at. Sympathize interested simplicity at do projecting increasing terminated. As edward settle limits at in. Chamber reached do he nothing be.
Ahel Natasha
Managing DirectorTestimonials
Check what our satisfied clients said
Why I say old chap that is, spiffing off his nut color blimey and guvnords geeza bloke knees up bobby sloshed arse
Answer & Question
What can I get a loan for?
You can get a loan for just about anything with AHM LENDING, as long as it’s for a lawful purpose, and we can meet our responsible lending obligations.
Eligibility criteria
To get a quote in Australia you need to:
Be 18 years or older.
Be an Australian citizen, Permanent resident or New Zealand citizen.
Be a full-time or permanent part-time employed.
Have handy your photo ID documents such as Australian drivers licence and passport.
Have a clear credit file with no defaults, judgements or bankruptcies.
Require a minimum $5,000 loan.
If you are not eligible now, it doesn’t mean you won’t be in the future.
How much money will I receive?
Once your loan is funded the amount you receive in your account will be the total amount you're borrowing minus the Establishment fee.
If you are using the loan for consolidating debt, we will transfer the agreed amount (which can be all or part of the loan) to your existing creditors as you have instructed.
How long will it take to get the money?
Funding usually takes place within 24hrs of a loan being submitted*. You will be advised by text and email once your loan is funded or you can view the status of the funding process on your dashboard.
You will then receive your money within 1-3 business days after it is funded.
*94% of loans are funded within 24 hours (based on loans submitted in 2022)
What are the fees I have to pay as a borrower?
New Zealand
In NZ, we charge borrowers an upfront, one-off Establishment Fee. This is added to the approved loan amount and interest is charged on the total loan amount. This Establishment Fee also applies to Top Up.
New Zealand borrowers who choose to take Payment Protect cover with their loan will also pay a Payment Protect fee,
Other fees will be charged only if applicable in the case of dishonour fees, overdue fees and legal fees.
Australia
In Australia, we charge borrowers an upfront, one-off Platform Fee . This is added to the approved loan amount and interest is charged on the total loan amount. This Platform Fee also applies to Top Up.
Other fees will be charged only if applicable in the case of dishonour fees and legal fees.
Australian borrowers who choose to take Payment Protect cover with their loan will also pay a Payment Protect fee in some cases it is mandatory to opt for payment protect fee and it has to be paid upfront.