We back your ambitions
Low rates with approvals in minutes
Apply NowWhat we Offer
Financial Services
Car Loan
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Education Loan
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Family Expenses
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Holidays
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Retail Purchases
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Home Renovation
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Who We Are
We Combine Technology
with Business Ideas
For those that want convenient ways to pay for the things they want or need on-demand, Platinum Finance has you covered.
We offer a range of fast, flexible, and competitively priced products for Generation Now that cover everything from everyday spending and loans for bigger ticket items, to real-estate expenses and auto financing. And thanks to our proprietary technology and AI, we’ll continue to find new solutions for your needs that suit your choices and your lifestyle.
We’re about innovating for tomorrow’s world today.
Highlights
Our Key Features
01
Money at your fingertips
We don’t do paperwork, ATMs or brick and mortar stores. We’re 100% online so we can pass the savings back to you with bank-beating rates. It’s access to money faster, and smarter.
02
Lightning-fast speed
From answering calls in seconds to approving loans in minutes. We use technology to provide great outcomes – and we do it really, really fast.
03
We back your ambitions
Unlike other lenders, we look at more than just your credit score, allowing customers like you to realise your ambitions and create your own opportunities.
Proudly
Featured In
Our Highlights
Why Apply with us?
Loan amount
$5,000 - $80,000
Unsecured interest rate
from 6.95%
Loan terms
6 to 84 Months
Average turnaround
Less than 24 hours
Establishment fee
$350.00 - $975.00
Loan process was quick and simple, I received loan amount within 24 hours of application. Great service
Nichole Weyland
Business WomenOne word for them, Amazing. The process was paperless and quick.
David Quinlan
Business Man, QueenslandTestimonials
Check what our satisfied clients said
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Answer & Question
What types of loans do you offer?
We offer a variety of loans, including personal loans, auto loans, home loans, and business loans. Each loan type has specific terms and conditions to suit different needs.
How do I apply for a loan?
You can apply for a loan by filling out our online application form. Once submitted, our team will review your application and contact you with the next steps.
Eligibility criteria
To get a quote in Australia you need to: Be 18 years or older. Be an Australian citizen, Permanent resident or New Zealand citizen. Be a full-time or permanent part-time employed. Have handy your photo ID documents such as Australian drivers licence and passport. Have a clear credit file with no defaults, judgements or bankruptcies. Require a minimum $5,000 loan. If you are not eligible now, it doesn’t mean you won’t be in the future.
How long will it take to get the money?
Funding usually takes place within 24hrs of a loan being submitted*. You will be advised by text and email once your loan is funded or you can view the status of the funding process on your dashboard. You will then receive your money within 1-3 business days after it is funded. *94% of loans are funded within 24 hours (based on loans submitted in 2023)
What information do I need to provide to apply for a loan?
Typically, you'll need to provide personal identification, proof of income, employment details, and information about your current financial situation. Specific requirements may vary depending on the type of loan.