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What we Offer

Financial Services

Car Loan

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Education Loan

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Family Expenses

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Holidays

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Retail Purchases

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Home Renovation

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Who We Are

We Combine Technology
with Business Ideas

For those that want convenient ways to pay for the things they want or need on-demand, Platinum Finance has you covered.

We offer a range of fast, flexible, and competitively priced products for Generation Now that cover everything from everyday spending and loans for bigger ticket items, to real-estate expenses and auto financing. And thanks to our proprietary technology and AI, we’ll continue to find new solutions for your needs that suit your choices and your lifestyle.

We’re about innovating for tomorrow’s world today.

Highlights

Our Key Features

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Money at your fingertips

We don’t do paperwork, ATMs or brick and mortar stores. We’re 100% online so we can pass the savings back to you with bank-beating rates. It’s access to money faster, and smarter.

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Lightning-fast speed

From answering calls in seconds to approving loans in minutes. We use technology to provide great outcomes – and we do it really, really fast.

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We back your ambitions

Unlike other lenders, we look at more than just your credit score, allowing customers like you to realise your ambitions and create your own opportunities.

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Our Highlights

Why Apply with us?

Loan amount

$5,000 - $80,000

Loan terms

6 to 84 Months

Average turnaround

Less than 24 hours

Establishment fee

$350.00 - $975.00

Testimonials

Check what our satisfied clients said

Why I say old chap that is, spiffing off his nut color blimey and guvnords geeza bloke knees up bobby sloshed arse

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Answer & Question

What types of loans do you offer?

We offer a variety of loans, including personal loans, auto loans, home loans, and business loans. Each loan type has specific terms and conditions to suit different needs.
You can apply for a loan by filling out our online application form. Once submitted, our team will review your application and contact you with the next steps.
To get a quote in Australia you need to: Be 18 years or older. Be an Australian citizen, Permanent resident or New Zealand citizen. Be a full-time or permanent part-time employed. Have handy your photo ID documents such as Australian drivers licence and passport. Have a clear credit file with no defaults, judgements or bankruptcies. Require a minimum $5,000 loan. If you are not eligible now, it doesn’t mean you won’t be in the future.
Funding usually takes place within 24hrs of a loan being submitted*. You will be advised by text and email once your loan is funded or you can view the status of the funding process on your dashboard. You will then receive your money within 1-3 business days after it is funded. *94% of loans are funded within 24 hours (based on loans submitted in 2023)
Typically, you'll need to provide personal identification, proof of income, employment details, and information about your current financial situation. Specific requirements may vary depending on the type of loan.